If you withdrew cash from a non-bank ATM (like one at a gas station, convenience store, or standalone kiosk) between October 24, 2007 and August 14, 2026 and were charged a surcharge or access fee, you could be eligible for a payout from a $167.5 million Visa and Mastercard class action settlement. The lawsuit alleges that Visa and Mastercard maintained rules that prevented independent ATM operators from offering lower surcharges, resulting in consumers paying more than they should have. Filing a claim is quick and easy, and no proof is required for your claim to be considered.
How to File Your Claim
Visit the official settlement website at nonbankatmsurchargesettlement.com and submit the online claim form. No documentation is required upfront, though the Claims Administrator may request supporting records like bank statements later.
Who Qualifies: Anyone who paid a surcharge or access fee for a domestic cash withdrawal at an independent, non-bank-owned ATM between October 24, 2007 and August 14, 2026, and was not fully reimbursed by their bank.
Payment Amount: Payouts are pro rata shares of the $167.5 million settlement fund (Visa contributing $88.77 million and Mastercard $78.72 million), based on the number of valid claims submitted.
Claim Deadline: February 10, 2027
Exclusion Deadline: December 11, 2026
Final Approval Hearing: February 17, 2027
This is completely free to file and takes just a couple of minutes. Note that the settlement still needs final court approval, so no payment date has been announced yet. Don’t miss this deadline!
FILE YOUR CLAIM HERE → Visa and Mastercard ATM Surcharge Class Action Settlement