Did you know that only 20 percent of Americans are free from any form of debt? That means that 80 percent of Americans are in debt. This is a staggering number! I must admit that I am one of the 80 percent. When I got divorced, it was BAD!  I had a car loan, 6 Credit Card plus my Mortgage with outstanding balances. That is not even including my regular monthly bills. I was drowning and did not know what to do. Something needed to be done fast because my Credit Score was tanking! I needed to fix my credit. After doing extensive research, I found Credit Sesame!

Credit Sesame helped me calculate my total monthly debt payments, figure out my debt-to-income ratio & helped me set my own financial goals. They also gave me my free credit score report! The best thing is, it is 100% free! All of the tools and services are 100% free for you – no trial periods, no catches:

• Get Free advice: We analyze your loans and credit card debt every day as the market changes, and if there’s a better loan option that saves you money, we alert you.
• Tracking and alerts: We update your credit score and loan information every month, then create easy-to-use trending graphs so you can track how you’re doing.
• Home value estimates: We update the estimates of your home value and the amount of home equity you’ve built up every month.
• Financial goal-setting: We help you set your own financial goals – like refinancing a home, borrowing money or buying a house – and alert you when we find an offer that meets your goals and saves you the most money on interest.

I am still working toward a debt free life. I am in a much better situation now then I was a year ago. Currently,  I have a Mortgage and 3 outstanding credit card bills. I paid off my car payment and 3 credit cards. YAY!

Lets face it! You need good credit for everything anymore. If you want to buy or rent a home, if you want to purchase a new car or even your utility companies want to check your credit. They give you the best tools to learn how to build credit. This is an important part of life. Credit Sesame can helps you stay in control all in one place.